Before you start your home search, there are a few things you'll need to have in place to qualify for a home loan.

There are lots of loan options and special programs that can help you achieve homeownership, even if you don't have 20% down.

If you are wondering if you need flood insurance because of where you live or local regulations, check this out!

Get to know the requirements and guidelines that determine if you qualify for a USDA Rural Development Loan.

Learn why you and your lender need an official appraisal of your residence.

Now that you're a homeowner, here's what you can look forward to in the coming days and weeks.

Details why private mortgage insurance is necessary for homeowners with less than 20% equity in their home.

Make sure you know the rules of down payment gifts.

An overview of the benefits of buying a home vs. renting.